9 Facts You Need to Know About Canadian Life

Dream to Settle Down in Canada

Most of the people across the world and especially Asians and Africans have a dream to settle in Canada for several reasons. Those several reasons of settling down in Canada range from excellent health system, security, free education, freedom of speech, religion, culture and other related things.

Most of the people belonging to Asian and African countries look forward to migrate Canada in order to achieve the aforementioned list of items in their lives. Sometimes, most of them are willing to leave their handsome jobs, good pay scales, already established and organized business setups and close relatives and siblings back home. They sell their available assets and use their savings as well to gather the funds required for the migration to Canada.

It is quite true that Canadian citizenship offers you various benefits which we have already mentioned above generally, however, we have enlisted certain other benefits as well for our readers under the below mentioned categories:

1) Free Education

Hard to believe, but it’s true that education in Canada is completely free. Yes, don’t get surprised! The education for young students categorized under primary and secondary levels are completely free. The Canadian Government has emphasized greatly on their education system and have well-organized mechanism to ensure children living in Canada are getting proper education freely without any cost.

There are certain other extra courses, provided by the schools to the students which are not offered for free and need to be paid by the parents if they wish their children to study or continue those courses. Such courses are for example, painting, arts, sports, music etc.

2) Monthly Allowance for Children Under the Age of 18 Years

The Government offers a monthly allowance to the children under the age of 18 years. However, the allowance is only granted after assessment of the family income, if the family income is quite low and the head of the family is jobless or doing job at a lower wage together with certain other specified conditions under the law, the monthly allowance is granted.

Those who have migrated to the Canada and got the citizenship and started receiving the monthly allowance for their children under the age of 18 years, they should try to save this money as much as they can because this can be utilized when the child is admitted to the university where the education is not free but quite expensive.

   A) Eligibility Criteria for the Canadian Child Benefit (CCB) Program

The following conditions must be met in order to become eligible and applying for the Canada Child Benefit (CCB) program:

  1. The parents must be living with the child and the child must not exceed 18 year of age.
  2. The parent or the guardian must be primarily responsible in taking care and upbringing of the child.
  3. The parents must be a resident of Canada for tax purposes.
  4. You or your spouse or common-law partner must be:
  • A Canadian citizenship.
  • A permanent resident.
  • A protected person.
  • temporary resident who has lived in Canada for the previous 18 months, and who has a valid permit in the 19th month.
  • An Indian within the meaning of the Indian Act.

3) Healthcare Facility Free of Cost

Canada has a publicly funded health insurance system, so-called Medicare, which is financed through taxes, fees and, in some provinces, monthly premiums. Every province and territory has its own health insurance plan and its own specific regulations. Generally, the public healthcare system ensures basic medical care for all citizens.

Generally, the healthcare facility is free in Canada for the citizens but truly not all is free and covered under the insurance program. The followings enlisted facilities are included and covered in the Canada’s Health care system:

   A) Free Health Care Programs

  • All medically necessary hospitals are covered including the treatment of illness or surgical and maternity services (like childbirth, prenatal, post-natal, and newborn care, and treatment of complications surrounding a pregnancy) and the prescribed drugs are also covered.
  • The fees related to clinic, hospital or physician are also covered under the healthcare facility program.

   B) Partially Covered Programs

  • There are certain partially covered services as well, depending upon the province and therefore, required a certain amount of fee for the required service from the patient.

   C) Services not Covered Under Canada Health Care Program

The followings are certain services not covered by any plan in Canada:

  • Medical examinations requested by the third parties (it includes such as for employment, insurance or driver’s license).
  • Cosmetic surgery not medically necessary and required.
  • Preparation of testimony reports for legal purposes.
  • Depending on the province, circumcisions may or may not be covered.
  • Dental care services
  • Vision care services
  • Limb prostheses
  • Wheel chairs
  • Prescription medication
  • Podiatry and chiropractic

4) Opportunity to do Multiple Jobs in Canada

The benefit to acquire the Canadian citizenship is that you can do as many multiple jobs as you require to meet your monthly expenses. The monthly expenses significantly include some time house rentals, utility bills, college or university education, repaying mortgages or monthly car installments. Some good part-time jobs are also available at the weekend through which one can earn good amount of money.

There are different reasons due to which people take on several jobs at a time. Each of such jobs are low paying or don’t offer full-time positions so some workers have plenty of time to spare. Others may have high family expenses (household, education, mortgage, etc.) or heavily in debt so getting more jobs help them get by.

5) Difficult to Purchase New Vehicles

The Canadians who have recently immigrated to Canada, it’s quite difficult for everyone to buy a new car. It actually involves a good amount of money to purchase it and the immigrants have several other forth coming expenses to be managed.  It is much easier for them to buy a cheaper used car to begin their journey of immigration until the time they settle down and start earning handsome amount of money. If they buy a new car, it will involve monthly installments to be paid or mortgaged amounts which initially can make their liquidity issues more difficult. Just for an idea, anyone buying a car must ensure that he gets 3 things as listed below before the purchase:

  • Driver’s License
  • Car Insurance
  • Vehicle Registration

6) Canadian Citizens Above 65 Years Receive Monthly Allowance

   A) Old Age Security Pension Benefit

The Old Age Security (OAS) Pension is a monthly benefit available to most of the Canadians reaching 65 years of age or older who have lived in Canada for at least 10 years.

   B) International Social Security Agreements

Canada has International Social Security Agreements with many countries. People who    have lived or worked in countries with which Canada has an agreement may qualify for OAS after as little as one year.

   C) Guaranteed Income Supplement

People who have low incomes and who get OAS may also be able to receive the Guaranteed Income Supplement (GIS). If their spouses or widows are between 60 and 64 years of age, these people may also qualify for Allowance or Allowance for the Survivor.

7) Canadian Citizens Pay Higher Amount of Taxes

Canadians pay a big chunk of their income in taxes, which is approximately around 42.5% of their income in taxes, according to a survey and research in FY 2017. An average family with an income of about $83,000 paid roughly $35,000 in taxes for the year, the Vancouver, B.C.-based think-tank calculated. That overall tax bill accounts for federal, provincial and local taxes, including income, payroll, sales and property taxes.

By comparison, a typical Canadian household used only 37% of its income on basic necessities, according to the report. Spending on housing (including rent and mortgage payments), food and clothing amounted to $31,000 for the typical family.

8) No Job Discrimination at All in Canada

Canadians have the right to be treated fairly in workplaces free from discrimination, and the country has laws and programs to protect this right. The Canadian Human Rights Act is a broad-reaching piece of legislation that prohibits discrimination on the basis of gender, race, ethnicity and other grounds. Also, Canada’s Employment Equity Act and the Federal Contractors Program require employers to take active measures to improve the employment opportunities for specific groups of people in our country.

Both the labor rights and responsibilities of employers and employees within federally regulated sectors fall under the Canada Labor Code. The rights of foreign workers in Canada are also protected under federal or provincial/territorial labor laws.

9) Climate and Average Weather in Canada

The biggest part of Canada has a continental climate, although average winter and summer high temperatures across Canada vary according to the location. Winters can be harsh in many regions of the country, particularly in the interior and Prairie provinces, which experience a continental climate. In these areas the daily average temperatures can be near -15 degrees Celsius (5 degrees Fahrenheit) but can even drop below -40 degrees Celsius (-40 degrees Fahrenheit) with severe wind chills. In non-coastal regions, snow can cover the ground almost six months of the year. Coastal British Columbia enjoys a temperate climate, with a mild and rainy winter.

On the east and west coasts in summer average high temperatures are generally in the low 20 degrees Celsius (70 degrees Fahrenheit), while between the coasts, the average summer high temperature ranges from 25 to 30 degrees Celsius (77 to 86 degrees Fahrenheit), with occasional extreme heat in some interior locations exceeding 40 degrees Celsius (104 degrees Fahrenheit).

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