Steps Involved to Get Medical Insurance for Saudi Family Visit Visa in Saudi Arabia

Since we published the article, “Saudi Jawazat Announces Medical Insurance Mandatory for Extension of Family Visit Visa“, many of our readers have been asking about the cost of medical insurance and the procedure through which the health insurance can be purchased for obtaining the Saudi family visit visa.

We also get some queries from our website readers that what are the benefits or entitlements involved after purchasing the Medical Insurance. Based on their request, below, we have tried to explain in detail. Read more: Umrah, Hajj and Saudi Visit Visa Fee to be Fixed at SR.300 each

What is the Council of Cooperative Health Insurance?

The Council of Cooperative Health Insurance is an e executive body of the council. The duties which are being performed by it are as follows:

Preparation and execution of executive policies and procedures.
The direct supervision over the health insurance industry including continuous technical and medical follow-up over all those concerned with the System, and
the ongoing efforts to preserve the insureds’ rights. Read more: Procedure to Apply for Saudi Family Visit Visa in Saudi Arabia

Insurance Companies Eligible for the Insurance of Family Visit Visa

It is important to know that only a few companies are authorized to sell medical insurance for Saudi family visit visa in Saudi Arabia. Below is a list of authorized companies only for health insurance. Read more: Validity of the Saudi Family Visit Visa

S.No.	Name of Insurer for Family Visit Visa
1	Tawuniya cooperative Insurance Company
2	BUPA Arabia for Cooperative Insurance
3	Arabian Shield Cooperative Insurance Company
4	AXA Cooperative Insurance Company
5	Allied Cooperative Insurance Group(ACIG)
6	Al Rajhi Company for Cooperative Insurance
7	Saudi United Cooperative Insurance (WALA’A)

The Cost of Medical Insurance for Visitors in Saudi Arabia

The cost of medical insurance to extend the Saudi family visit visa varies according to age, gender, health conditions, and the insurance company. Therefore, the cost will be between SR 30 to SR 100. Read more: Extension of Family Saudi Visit Visa Restricted up to 6 months only

Note: The validity of medical insurance to extend Saudi family visit visa is for 90 days.

Benefits and Limits of Health Insurance for Saudi Family Visit Visa

The Saudi Family visit visa holders are entitled to many benefits with the insurance but do remember that this is just travel insurance which covers patients only in emergency cases. Read more: Nationality Wise Family Visit Visa Fees in Saudi Arabia for 2019

Coverage	Limit
The Maximum Benefits limit for each person for the duration of the policy and that includes lower limits specified in this policy	SR 100,000
The expenses of examination and treatment of emergency cases	Up to the policy limit

Hospitalization Expenses:

Coverage	Limit
Excess percentage (contribution in payment)	No contribution in payment
Hospitalization	Up to the policy limit
Accommodation and daily subsistence limit for the patient which include bed wage, nursing services, visitations, medical supervision and life support services, but it does not include the cost of medicines and medical supplies, as prescribed by the physician	(shared room and up to a limit of SR 600/day)
Accommodation limit for Patient’s escort	(shared room and up to a limit of SR 150/day)
Treatment of emergency maternity and delivery cases	Up to SR 5000 for the duration of the policy
Cost of travel and accompanying of one direct family member	Up to SR 5000 for the duration of the policy
Emergency dental treatment	Up to SR 500 for the duration of the policy
The expenses of the Birth and treatment of premature babies	Up to the policy limit
Treatment to injuries resulting from road traffic accidents	Up to the policy limit
The expenses of emergency Kidney Dialysis	Up to the policy limit
Emergency Medical Evacuation inside and outside the Kingdom	Up to the policy limit
Repatriation of mortal remains to the country of origin	Up to SR 10,000 for the duration of the policy
Scope of coverage	Kingdom of Saudi Arabia

Steps Involved to Get Medical Insurance for Saudi Family Visit Visa

We have enlisted below several insurance companies and the steps involved in buying the respective Insurance offer under those companies for the ease of our readers. Just follow these simple steps to get the required Health insurance for the Saudi family visit visa.